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thrifty - Being careful about not wasting things or spending too much money

Mr. and Mrs. Jones were very thrifty, and were able to retire with a nice nestegg.

adjective

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clairvoyant - Having the supposed ability to perceive things beyond normal human senses, especially future events (psychic).

Her clairvoyant instincts helped her predict the outcome of the business deal.

adjective

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canny - Having or showing shrewdness and good judgment, especially in money or business matters

Billionaire Richard Branson became successful by possessing a canny business sense and strong work ethic.

adjective

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shrewd - Having or showing sharp powers of judgment; astute

Steve Jobs was a shrewd businessman who saw the digital revolution coming before most people did.

adjective

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inventive - Having the ability to create or design new things or to think originally.

To be inventive and creative means examining assumptions, thinking out of-the-box, and seeing things in new ways.

adjective

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keen - Having a sharp or highly developed sense; or eager or enthusiastic about something.

She has a keen sense of smell and can detect even the faintest scents.

adjective

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foolproof - A plan that is so clever that it is certain to succeed.

The robbers felt they had a plan to rob Monte Carlo that was foollproof.

adjective

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punctual - On time; arriving or happening at exactly the time that has been arranged.

If you don't want to miss a train, you have to be punctual in arriving at the train station, and not be even a minute late.

adjective

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ingenious - Demonstrating exceptional intelligence, originality, or resourcefulness.

She came up with an ingenious way to organize her small apartment using closets.

adjective

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nifty - Particularly good, skillful, or effective

Gene Kelly delighted audiences with his nifty footwork in his musicals.

adjective

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subtle - Clever and indirect in approach or meaning.

The movie used subtle humor rather than loud, obvious jokes.

adjective

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premeditated - Done with prior thought or preparation; thought out or planned in advance, often with careful consideration or intention.

The detective revealed that the crime was premeditated, with evidence showing the suspect had planned it for weeks.